Blog
2025,09

The Best Defense in a Social Inflation Climate: Build a Culture of Investigation

Verdict values are climbing, and the stakes for insurers and legal teams have never been higher. For organizations facing the realities of inflated or questionable claims, building a strong SIU culture isn’t just an advantage—should become standard operating procedure. Fraud Sniffr is here to help you get ahead of the trends, reduce exposure, and empower your SIU from day one.

Why SIU Matters More Than Ever

As plaintiff strategies grow more aggressive and social media amplifies your risk signals, expected claim costs can quickly spiral out of control. Proactive social media investigation with a trusted vendor partner specializing in OSINT (open-source intelligence) and version control is a valuable resource for claim defense. Fraud Sniffr delivers industry-leading intelligence, helping teams with their current initiatives to validate injuries, detect inconsistencies, and gather critical evidence before those 7-figure numbers start to gather momentum in a claim.

When Should You Bring Us In: Key Triggers

Confirmed Litigation or Demands Exceeding Six Figures:  Higher reserves require higher scrutiny. When demands reach $100,000 and above, every fact matters. Our robust investigations often produce insights that can dramatically affect outcomes of projected significant losses. Early involvement gives your team the maximum benefit from comprehensive claimant research when brought in early. The moment a file is moving to litigation, the risk profile—and opportunity for claimant “scrubbing”—skyrocket.

Gut Feeling or “Spidey Sense”: Experienced handlers know the warning signs—activity that doesn’t add up, inconsistent social narratives, or a claimant’s story that just feels off. Trust your intuition. Acting fast can shut down cost escalation before it begins.

Why Early Engagement Wins

With transparent, flat-fee pricing, you can involve Fraud Sniffr the moment any of these triggers appear—no hidden costs, no surprises. Our team becomes an extension of your SIU, unlocking powerful social media investigations and full-spectrum reporting. This partnership delivers clear, actionable results and continuous collaboration. This early and robust approach consistently often results in questionable claims costs dropping. Our commitment to ongoing partnership continues with on-demand updates via Scan Now—allowing your adjusters, SIU, and full defense counsel to collect claimant activity until the matter is resolved.

The Fraud Sniffr Advantage

Dedicated, Licensed Investigators: Human expertise drives every case.

SOCMINT & OSINT Leadership: Deep dives into social and open web sources.

Full Transparency: Simple, predictable pricing means you’re always in control.

Real-Time Access and Real-Time Updates: Immediate access to version-controlled data, ready to use in negotiation, mediation, or trial by the full team.

Make Your First Move Count

The cost of waiting can be high—but the benefits of acting early with the right SIU partner are clear. Partner with Fraud Sniffr, and build a proactive claims culture that combats rising verdicts and puts you back in control.

Demand just hit six figures? That feeling in your gut? Put on notice for litigation? Start a case with Fraud Sniffr today, and experience the difference true partnership makes.

Use this link to start your referral to Fraud Sniffr for your insurance investigation.